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Accounts

 

*see account disclosures for complete details
**waived for individuals under the age of 18

 
A table with information about all the deposit and savings accounts
 Basic CheckingRegular CheckingNOW CheckingRegular SavingsIRA SavingsChristmas Club SavingsMoney Market
Initial Deposit RequirementNone$25.00$1,000.00$50.00$100.00None$2,500.00
Number of Free DepositsUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Number of Free Debits20Unlimited (see transaction fees)

Unlimited (see transaction fees)

ThreeUnlimitedFunds will be distributed by the bank by November 1stSix
InterestN/AN/AYesYesYesYesYes
Maintenance Fees$5.00 for each cycle with no activity and a current balance less than $100.00$4.00 each cycle if balance falls below $500.00 any day of the cycle**$5.00 each cycle if balance falls below $1,000.00 any day of the cycle$2.00 each cycle if balance falls below $100.00 any day of the cycle**$2.00 each cycle if balance falls below $100.00 any day of the cycleN/A$5.00 each cycle if balance falls below $2,500.00 any day of the cycle
Transaction Fees$0.25 for each debit in excess of 20$0.10 per debit if balance falls below $500.00 any day of the cycle**$0.25 per debit if balance falls below $1,000.00 any day of the cycle$1.00 for each withdrawal in excess of three per monthN/AN/A$5.00 for each withdrawal in excess of six per month
Minimum Balance RequirementN/A$500.00 to avoid fees$1,000.00 to avoid fees$100.00 to avoid feesN/AN/A$2,500.00 to avoid fees
Paper Statement Fee$2.50 (waived if opted into eStatements)$2.50 (waived if opted into eStatements)$2.50 (waived if opted into eStatements)$2.50 (waived if opted into eStatements)N/AN/A$2.50 (waived if opted into eStatements)
Debit Card AvailableYesYesYesYes, if linked to a checking accountN/AN/AYes, if linked to a checking
Online / Mobile BankingYesYesYesYesYesYesYes
Basic Checking
Initial Deposit Requirement None
Number of Free Deposits Unlimited
Number of Free Debits 20
Interest N/A
Maintenance Fees $5.00 for each cycle with no activity and a current balance less than $100.00
Transaction Fees $0.25 for each debit in excess of 20
Minimum Balance Requirement N/A
Paper Statement Fee $2.50 (waived if opted into eStatements)
Debit Card Available Yes
Online / Mobile Banking Yes
Regular Checking
Initial Deposit Requirement $25.00
Number of Free Deposits Unlimited
Number of Free Debits Unlimited (see transaction fees)
Interest N/A
Maintenance Fees $4.00 each cycle if balance falls below $500.00 any day of the cycle**
Transaction Fees $0.10 per debit if balance falls below $500.00 any day of the cycle**
Minimum Balance Requirement $500.00 to avoid fees
Paper Statement Fee $2.50 (waived if opted into eStatements)
Debit Card Available Yes
Online / Mobile Banking Yes
NOW Checking
Initial Deposit Requirement $1,000.00
Number of Free Deposits Unlimited
Number of Free Debits

Unlimited (see transaction fees)

Interest Yes
Maintenance Fees $5.00 each cycle if balance falls below $1,000.00 any day of the cycle
Transaction Fees $0.25 per debit if balance falls below $1,000.00 any day of the cycle
Minimum Balance Requirement $1,000.00 to avoid fees
Paper Statement Fee $2.50 (waived if opted into eStatements)
Debit Card Available Yes
Online / Mobile Banking Yes
Regular Savings
Initial Deposit Requirement $50.00
Number of Free Deposits Unlimited
Number of Free Debits Three
Interest Yes
Maintenance Fees $2.00 each cycle if balance falls below $100.00 any day of the cycle**
Transaction Fees $1.00 for each withdrawal in excess of three per month
Minimum Balance Requirement $100.00 to avoid fees
Paper Statement Fee $2.50 (waived if opted into eStatements)
Debit Card Available Yes, if linked to a checking account
Online / Mobile Banking Yes
IRA Savings
Initial Deposit Requirement $100.00
Number of Free Deposits Unlimited
Number of Free Debits Unlimited
Interest Yes
Maintenance Fees $2.00 each cycle if balance falls below $100.00 any day of the cycle
Transaction Fees N/A
Minimum Balance Requirement N/A
Paper Statement Fee N/A
Debit Card Available N/A
Online / Mobile Banking Yes
Christmas Club Savings
Initial Deposit Requirement None
Number of Free Deposits Unlimited
Number of Free Debits Funds will be distributed by the bank by November 1st
Interest Yes
Maintenance Fees N/A
Transaction Fees N/A
Minimum Balance Requirement N/A
Paper Statement Fee N/A
Debit Card Available N/A
Online / Mobile Banking Yes
Money Market
Initial Deposit Requirement $2,500.00
Number of Free Deposits Unlimited
Number of Free Debits Six
Interest Yes
Maintenance Fees $5.00 each cycle if balance falls below $2,500.00 any day of the cycle
Transaction Fees $5.00 for each withdrawal in excess of six per month
Minimum Balance Requirement $2,500.00 to avoid fees
Paper Statement Fee $2.50 (waived if opted into eStatements)
Debit Card Available Yes, if linked to a checking
Online / Mobile Banking Yes
 

When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why White State Bank has so many accounts to choose from. From regular Checking to Money Market, you'll find the one account that has your best interest at heart.

Basic Checking

Regular Checking

NOW Checking

Savings

Christmas Club Savings

Money Market

Individual Retirement Accounts

 
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